Rates and Insurance
Counseling Session Rate
I accept Aenta, United Healthcare, Cigna and Blue Cross Blue Shield Insurance.
Private Self-Pay Rate:
Initial Intake Session: $150
Individual Therapy with Children/Adolescents/Adults: $150/per therapeutic hour for in-person or online (teletherapy)
I accept all major forms of credit card and HSA payments.
I offer a FREE 10 minute consultations prior to making any commitments for ongoing Counseling.
Do you accept insurance?
Yes, I accept Aetna, United Healthcare, Cigna and Blue Cross Blue Shield Insurance. I also accept private self-pay clients. If I do not accept your insurance, I may be considered an Out-of-Network provider for your insurance and can provide a Superbill for services so that you could potentially be reimbursed.
Counseling is an invaluable investment in all aspects of your life. Your mental health impacts every aspect of your life. It affects how you think, feel and behave. By investing in your mental health, you are making a proactive choice to nurture your emotional well-being and overall qualify of life. Just like you wouldn’t ignore a physical ailment, it’s crucial not to overlook your mental and emotional needs. Addressing and managing stress, anxiety, depression, or any other mental health concerns can bring about a profound positive transformation. Prioritizing your mental health is a testament to your strength and commitment to living your best life. So, take the first step toward a healthier, happier you. Embrace opportunity to cultivate self-care, resilience, and personal growth. Your mental health matters, and by investing in it, you are investing in the foundation for a fulfilling and balanced life.
What is a Superbill?
A Superbill is essentially a receipt for behavioral health services. This is used to help clients get reimbursement for services.
When you ask your therapist for a Superbill, and share it with your insurance company, know that you are disclosing personal health information (PHI). Please review privacy practices with your insurance carrier if you would like to better understand how they manage PHI.
Please read the following section to better understand what to expect on reimbursement. See this description from Simple Practice
Out-of-Network
An out-of-network (OON) provider is a healthcare professional (therapist, doctor, social worker, etc.), whom does not hold a contract with your insurance carrier. OON providers are paid directly by clients or patients. They are not beholden to specific rules dictated by the insurance company, such as session time limits, service codes utilized, or diagnoses “covered”. Patients / clients can submit claims and request reimbursement after services have been rendered. The amount for which someone is reimbursed will be dependent on the carrier and the specific plan. For example, not all Blue Cross Blue Shield plans have the same coverage. Each plan has a unique policy.
These are some questions you can ask your insurance carrier when exploring the option of working with an OON provider:
Do I have OON coverage for behavioral mental health?
What is my OON deductible? (This part is really important to clarify since many plans have a DIFFERENT OON deductible)
Once my deductible has been met, at what percentage does my plan cover OON behavioral health services?
Health Savings Account
The definition of a Health Savings Account (HSA) will vary from company to company. Often HSAs are pools of money your employer offers you as a benefit to flexibly cover costs that are not covered by your insurance carrier directly. This may be a co-pay, massage appointment, physical therapy, or any out of pocket expenses, including behavioral health care. It is always recommended to review your company’s policy for HSAs. Once you have deemed that your HSA can cover behavioral health services you then can give you account information, which typically works similar to a debit card, to your therapist. The therapist can then offer you a receipt as needed.
For a brief guide to understanding HSA, FSA, and HRA click HERE.
